Refund comparison
2024 vs 2025 vs 2026 refund estimate
Confirm or correct your household details. The comparison updates instantly using each year's IRS and States with tax returns filing rules.
- Federal standard / itemized deduction
- 2024
- $21,900.00
- 2025
- $23,625.00
- 2026 est.
- $24,150.00
Change 2024→2026+$2,250.00 - Federal income tax before credits
- 2024
- $610.00
- 2025
- $437.50
- 2026 est.
- $385.00
Change 2024→2026−$225.00 - Federal Child Tax Credit
- 2024
- $4,000.00
- 2025
- $3,837.50
- 2026 est.
- $3,785.00
Change 2024→2026−$215.00 - Earned Income Tax Credit
- 2024
- $5,848.03
- 2025
- $6,172.71
- 2026 est.
- $6,450.43
Change 2024→2026+$602.40 - Child & dependent care credit (Form 2441)
- 2024
- $0.00
- 2025
- $0.00
- 2026 est.
- $0.00
Change 2024→2026— - Education credits (1098-T / Form 8863)
- 2024
- $0.00
- 2025
- $0.00
- 2026 est.
- $0.00
Change 2024→2026— - Federal refund (− = owed)
- 2024
- $11,448.03
- 2025
- $11,782.71
- 2026 est.
- $12,060.43
Change 2024→2026+$612.40 - Minnesota tax
- 2024
- $326.35
- 2025
- $294.25
- 2026 est.
- $264.83
Change 2024→2026−$61.52 - Minnesota Child, Working Family + Renter's Credit
- 2024
- $3,868.80
- 2025
- $3,879.20
- 2026 est.
- $3,888.80
Change 2024→2026+$20.00 - Minnesota refund (− = owed)
- 2024
- $4,320.45
- 2025
- $4,362.95
- 2026 est.
- $4,401.97
Change 2024→2026+$81.52 - Total refund
- 2024
- $15,768.48
- 2025
- $16,145.66
- 2026 est.
- $16,462.40
Change 2024→2026+$693.92
| Estimate | 2024 | 2025 | 2026Est. | Change 2024→2026 |
|---|---|---|---|---|
| Federal standard / itemized deduction | $21,900.00 | $23,625.00 | $24,150.00 | +$2,250.00 |
| Federal income tax before credits | $610.00 | $437.50 | $385.00 | −$225.00 |
| Federal Child Tax Credit | $4,000.00 | $3,837.50 | $3,785.00 | −$215.00 |
| Earned Income Tax Credit | $5,848.03 | $6,172.71 | $6,450.43 | +$602.40 |
| Child & dependent care credit (Form 2441) | $0.00 | $0.00 | $0.00 | — |
| Education credits (1098-T / Form 8863) | $0.00 | $0.00 | $0.00 | — |
| Federal refund (− = owed) | $11,448.03 | $11,782.71 | $12,060.43 | +$612.40 |
| Minnesota tax | $326.35 | $294.25 | $264.83 | −$61.52 |
| Minnesota Child, Working Family + Renter's Credit | $3,868.80 | $3,879.20 | $3,888.80 | +$20.00 |
| Minnesota refund (− = owed) | $4,320.45 | $4,362.95 | $4,401.97 | +$81.52 |
| Total refund | $15,768.48 | $16,145.66 | $16,462.40 | +$693.92 |
How your states are handled
- Minnesota: Detailed Minnesota estimate incl. Child Tax Credit and Working Family Credit.
Estimated figures
- Income tax uses exact bracket math; the IRS tax table rounds to $50 income bands, so it can differ by a few dollars.
- Earned Income Credit uses the IRS formula; the official EITC table may differ by a few dollars. Investment-income limits and child residency/SSN rules are assumed to be met.
- 2026 federal figures come from IRS Rev. Proc. 2025-32 inflation adjustments; final 2026 forms and tables may still change.
Official sources by year
2026 rules Estimated — not final
2025 rules Published figures
2024 rules Published figures
Estimates only — general information, not personalized tax advice.